Annuities
An annuity is a piece of the retirement plan for people who want protection from market risk. They could provide access to market gains and protection from market downturns, a guaranteed lifetime income stream, or even compound annual growth without market risk. Annuities are designed to provide safety and security for your pre and post retirement and savings accounts, while offering tax deferral benefits and protecting your hard-earned assets for loved ones in case of premature death.
Types of Annuities
- Immediate Annuities
Make a single lump sum contribution and receive regular payouts for life or a specific period. - Deferred Annuities
Grow based on a declared interest rate until income stream begins at a future date. - Fixed Index Annuities
Participate in market gains without market losses. Tax-deferred growth with potential lifetime income. - Variable Annuities
Investment-based with fluctuating value based on fund performance. - Multi-Year Guarantee Annuities
Compound growth based on a declared rate over 2–5+ years.
Why Consider an Annuity?
Annuities provide safety, long-term growth, and a stable source of lifetime income. They protect pre-retirement assets from downturns and help ensure you don’t outlive your savings. Plus, they offer tax-deferred benefits.
Are you concerned about how to protect your retirement assets? Do you have assets you’d like to protect and pass on to loved ones? If yes, then contact our team at [email protected] to learn more!