Dental Insurance
Dental procedures can be costly; more so, the cost of dental care varies greatly depending on the treatment needed and number of procedures you undergo.
Having a dental insurance policy can help you save money while helping you receive the dental care you need.
Dental Insurance covers or offsets the expenses associated with most dental procedures, such as cleanings, fillings, extractions surgery, and consultations.
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What do dental plans cover?
A dental insurance policy can be a stand-alone policy or part of a medical insurance plan and generally covers a wide range of procedures and services. Dental procedures are usually categorized as either preventive, basic, or restorative.
Preventive
- Includes semi-annual visits for cleanings, X-rays, and sealants.
- These are usually covered with no out-of-pocket expenses for the patient.
Basic
- Includes procedures such as root canals, fillings, etc.
- The plan generally covers up to 80% of the cost and the patient is responsible for a 20% co-insurance. A plan deductible may also apply and there may be a waiting period before these procedures will be covered under a new dental plan.
Major / Restorative
- Includes procedures such as crowns, inlays, dental implants, dentures, and surgeries.
- The plan generally covers up to 50% of the cost and the patient is responsible for 50% co-insurance. A plan deductible may also apply and there may be a waiting period before these procedures will be covered under a new dental plan.
Why Dental Insurance?
Dental care is important not only for the health of your teeth and gums but is also important for your overall health. Good dental hygiene can help prevent cardiac and other health issues.
Don’t underestimate or neglect your dental hygiene!
How do dental plans make dental care more affordable?
Getting insured for dental care can help you save money on routine dental care, while giving you significant savings on major and restorative procedures. We have options and access to a wide range of dental plans and will help you in choosing a dental insurance plan that gives you the most benefits at an affordable rate for your budget.
Are you looking for affordable dental insurance? If yes, then consulting with Mike can be your best option. Contact him at [email protected], and he will help you get the best dental insurance policy suited to your needs!